Best Travel Insurance with Covid-19 Coverage & Sign-up Promotions (May 2022)

With the gradual resumption of international travel and removal (or reduction) of mandatory quarantine in several popular destinations, more Singapore residents are spending their holidays overseas. That being said, international travel is still not totally like what it was in the past and many countries now require pre-purchased travel insurance for entry, whereas travel insurance was just an optional thing in the past.

If you are browsing through travel insurance plans, here is a handy list of those that provide Covid-19 coverage and have some ongoing promotions at the same time. I will also try to expand this list as I get information from more providers. Freebies range from cash rebates to free PCR testing, depending on the plan. 

Note that this offer is valid only if you apply via the below exclusive links (direct application with the insurance provider doesn’t count for the promotion). Why is that so? Singsaver actually acts as an aggregator and partner for these insurance plans and from time to time, Singsaver and the insurer may jointly fund the gift in order to split the marketing expense between them. Instead of hiring an insurance agent, part of the savings gets channeled as an incentive to the customer.

To be eligible for the S$10 or S$20 cash rebate, you will be asked to register your email address with Singsaver, who will fulfill the payout. After clicking submit on your travel insurance application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make an insurance application) in order to be registered.

MSIG TravelEasy

• Coverage includes overseas medical expenses, emergency medical evacuation and repatriation, accidental death and permanent total disability, delayed departure and baggage.
• Covid-19 coverage included (i.e. Covid-19 diagnosis or quarantined by relevant authorities due to suspected or confirmed case of Covid-19)
• Pre-existing medical condition cover available (under Pre-ex plans)

Promotion

• Free PCR test with every purchase of an annual plan.
• 40% off on single-trip premium.
• Up to S$48 cash rebate via PayNow, depending on premium amount (starts from S$10)

APPLY HERE

Starr TraveLead

• Relatively low-cost plan where you can add or remove baggage and/or trip coverage.
• Add-ons such as golf and adventurous activities also available.
• Covid-19 coverage included (i.e. if the insured contracts Covid-19 during the trip).
• No terrorism coverage.

Promotion:

• 35% off with promo code: SSVTL35
• Up to S$48 cash rebate via PayNow, depending on premium amount (starts from S$10)

APPLY HERE

Starr Cruise-to-Nowhere Travel Insurance

• Relatively low-cost plan where you can add or remove baggage and/or trip coverage.
• Covid-19 coverage included (i.e. if the insured contracts Covid-19 during the trip).
• If you contract Covid-19 and need to cancel your trip, you will get coverage of up to S$1,000 for the Gold plan / S$600 for the Silver plan. This pre-trip benefit is not available under the Bronze plan.
• No terrorism coverage.

Promotion:

• 25% off on premium
• Up to S$48 cash rebate via PayNow, depending on premium amount (starts from S$10)

APPLY HERE

AXA Smarttraveller

• Unlimited emergency medical evacuation and repatriation coverage.
• Relatively wide coverage including financial collapse of travel agency, etc.
• Covid-19 coverage included – more information here
• Another key feature is that they also provide daily allowance of S$50 per day (up to S$700) if you get quarantined overseas due to the virus. This is on top of the medical expenses.
• Benefit of up to $2000 if you need to cancel your trip for various reasons, including contracting Covid-19.

Promotion:

• 30% discount on single trip plans
• S$5 cash rebate via PayNow

APPLY HERE

AXA Wanderlust

• Slightly cheaper than the AXA Smarttraveller with lower S$ coverage and lesser points included – i.e. terrorism, travel diversion, missed connecting flights and overbooked flights not included.
• Covid-19 coverage included – more information here
• Benefit of up to S$1,500 if you need to cancel your trip for various reasons, including contracting Covid-19.

Promotion:

• 30% + 15% discount on single trip plans with promo code: WSMY2210
• S$5 cash rebate via PayNow

APPLY HERE

FWD Travel Insurance

• Unlimited medical evacuation and repatriation coverage 
• Full terrorism coverage
• Accidental death and disability coverage up to S$200k
• Overseas medical coverage due to accident up to S$200k
• Coverage for dental expense due to accident up to S$2,000
• Note: No trip cancellation benefit when the policy is bought less than 3 days before trip start date

Promotion:

• S$10 cash rebate via PayNow

APPLY HERE